Industry-Specific Insurance for Your Unique Needs

McKinneyOlson Insurance provides industry-specific insurance to businesses.

Every industry has specific needs when it comes to insurance. Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business. At McKinneyOlson Insurance, we understand that being unique is what makes your business successful across the board. That is why we provide industry-specific insurance options for businesses of all types.

Check out the multitude of industries we cover at McKinneyOlson Insurance:

Accounting firms

Insurance Options Catered to your Business

McKinneyOlson Insurance provides insurance to Accounting Firms in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

At McKinneyOlson Insurance, we offer coverage options for accounting firms designed to cater to specific needs within your industry. To go along with the core coverage options we offer, we will work with you to create a protection plan that is unique to your business. Avoid potential financial problems that may arise if you find yourself in a situation where your business is not properly covered.

We provide a multitude of insurance options for your accounting firm:

  • Workers’ compensation
  • Liability coverage
  • Commercial auto insurance
  • Property insurance
  • Umbrella coverage
  • Professional liability
Arborists

Quality Coverage Built Around your Business Needs

McKinneyOlson Insurance provides insurance to arborists in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

As an arborist, you need specialized coverage catered to your business. There are regulatory issues to adhere to, tools and equipment that need to be covered, potential replacement of trees due to accidental destruction, property damage or bodily harm caused by pesticides or herbicides, and much more.

Here are some of the coverage options we offer to arborists:

  • Liability coverage
  • Errors & omissions
  • Property damage coverage
  • Coverage for herbicide and pesticide application
  • Coverage for tools and equipment
Construction

CONSTRUCT A PROTECTION PLAN FOR YOUR BUSINESS

McKinneyOlson Insurance provides insurance to construction businesses in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Just like any other business, your construction business needs core insurance offerings to go along with industry-specific coverage. Expensive equipment and tools, and possible injury, should be taken into account when thinking about what type of coverage may be necessary in the construction industry.

MCKINNEYOLSON INSURANCE COVERAGE OPTIONS FOR CONSTRUCTION BUSINESSES INCLUDE:

  • Liability Insurance
  • Property Insurance
  • Business Vehicle Insurance
  • Workers’ Compensation
  • And much more …
Craft breweries

Specially Crafted Insurance Plans for your Brewery

McKinneyOlson Insurance provides insurance to Craft Breweries in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Craft breweries face a unique set of challenges when it comes to insurance policies. Craft breweries are typically seen as small business enterprises, yet the large production and distribution options expose them to large financial opportunities and risks. At McKinneyOlson Insurance, we work hard to help ensure your business stays protected.

Our insurance options for craft breweries include, but are not limited to:

  • General liability
  • Coverage for equipment / machinery
  • Liquor liability
  • Umbrella coverage
  • Property insurance
  • Workers’ compensation
Educational Facilities
COMPLEX INSURANCE OPTIONS, BUILT FOR THE EDUCATION INDUSTRY

McKinneyOlson Insurance provides insurance to educational facilities in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Educational facilities continue to grow, as do the risks involved in operating them. Schools require multifaceted protection plans that can match the complexity of the institutions themselves. At McKinneyOlson Insurance, we offer a variety of solutions, ranging from protection plans for private and public elementary and secondary schools, and universities and colleges. Our industry specific insurance offerings will adhere to the needs of your educational facility.

HERE ARE SOME OF OUR INSURANCE OPTIONS FOR EDUCATIONAL FACILITIES:

  • Liability Coverage
  • Property Damage
  • Casualty Insurance
  • Student Accident Coverage
  • Workers’ Compensation
Financial institutions

Industry-Specific Coverage, Built for your Business

McKinneyOlson Insurance provides insurance to financial institutions in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

At McKinneyOlson Insurance, we work hard to create services and coverage options that fit the specific needs of your business. We understand the protection needs of Financial Institutions, from investment firms and insurance companies, to community banks and credit unions. Each Financial Institution has very specific needs, which is why we provide industry-specific protection plans.

Check out some of our coverage options below:

  • Property Coverage
  • Liability Coverage
  • Commercial Auto
  • Errors & Omissions Coverage
  • And many more!
Healthcare facilities

Insurance Options for the Healthcare Industry

McKinneyOlson Insurance provides insurance to healthcare facilities in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Healthcare facilities have very specific coverage needs. At McKinneyOlson Insurance, we will work with you to create a protection plan that fits the needs of your facility; from hospitals and clinics, to long-term care facilities and nonprofit organizations, we’ve got you covered!

Here are some of our coverage options for healthcare facilities:

  • Property coverage
  • General liability
  • Professional liability
  • Umbrella coverage
  • Workers’ compensation

Whatever your needs, McKinneyOlson Insurance will help make sure your insurance policy is right for your business. Contact a representative today to schedule a consultation!

Healthcare practices

Practical Insurance Options for the Healthcare Industry

McKinneyOlson Insurance provides insurance to healthcare practices in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

From physicians and dentists, to pharmacists and physical therapists, McKinneyOlson Insurance provides numerous insurance options to a wide range of healthcare practices. We understand that, as a healthcare practitioner, you need the peace of mind that comes with knowing your business is covered so you can concentrate on providing quality service and care to your patients.

Check out some of our coverage options for healthcare practices below:

  • General liability
  • Professional liability
  • Medical malpractice insurance
  • Umbrella coverage
  • Workers’ compensation

Law firms

High Quality Protection for your Firm

McKinneyOlson Insurance provides insurance to law firms in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Your law firm requires industry-specific coverage, and McKinneyOlson Insurance understands that. We have worked hard over the years to help ensure that we can provide the protection necessary for you to keep your business running smoothly. McKinneyOlson Insurance offers core coverage options, as well as specialized coverage meant to cater specifically to law firms.

Check out some of our coverage options for law firms below:

  • General liability
  • Professional liability
  • Legal liability
  • Umbrella coverage
  • Property insurance

Limousine services

Insurance Options that Will Keep You on the Move

McKinneyOlson Insurance provides insurance to limousine services in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

McKinneyOlson Insurance is proud to offer insurance options to those in the limousine services industry. We understand that your business requires a very specific set of coverage options. We will work with you to come up with a protection plan that fits your needs.

Here are some of our coverage options for limousine services:

  • Automobile liability
  • Garage-keepers liability
  • General liability
  • Theft coverage
  • Body or mechanical damage

Livestock

Animals are Assets too

McKinneyOlson Insurance provides livestock insurance to farmers and ranchers in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

As the owner and operator of an independent farm or ranch, you’ve made a number of investments into your agribusiness – equipment, machinery, and crops. Livestock is also a big investment for farmers and ranchers alike, and like any financial asset, you’ll want to ensure a high-level of security and protection – so your animals will stay covered.

At McKinneyOlson Insurance, we know that the health and safety of your animals directly affects the health and profitability of your farm. Livestock insurance can protect you and your farm against the financial losses that could occur if your animals are harmed or killed as a result of a covered accident such as a fire, blizzard, or other natural disaster – even when your animals in transit.

Livestock insurance policies will vary from person to person, farm to farm, and animal to animal. The insurance value of each animal is usually its purchase price, but other factors such as performance level or value of your animal’s offspring can increase that value.

Maintenance contractors

Coverage Built to Serve your Business’ Needs

McKinneyOlson Insurance provides insurance to maintenance contractors in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Maintenance contractors require specific insurance plans to match the service and cleaning needs of the industry. At McKinneyOlson Insurance, we understand that your business coverage requires flexibility, which is why we work with you directly to create a plan that is unique to your business’ needs.

Here are some of the coverage options we offer to maintenance contractors:

  • Property damage coverage
  • Theft coverage
  • Lost key coverage for janitors
  • General liability

Manufacturing

Quality Protection Plans Manufactured for your Business

McKinneyOlson Insurance provides insurance to manufacturers in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

The manufacturing industry is responsible for a seemingly endless quantity of products created. In turn, manufacturing company owners have to deal with the similarly high amount of problems that can arise. At McKinneyOlson Insurance, we understand the risks that come with running a manufacturing company.  Formulating a quality insurance plan is very important.

Check out some of our coverage options for the manufacturing industry:

  • Product liability
  • Umbrella coverage
  • Coverage for manufacturing equipment
  • Casualty insurance
  • Workers’ compensation

An insurance package from McKinneyOlson Insurance will target your business’s needs in order to create a specialized package that’s right for you. Contact an insurance specialist today to schedule a consultation.

Non profits

Non-profit companies, just like any other business, require some form of insurance. Business insurance isn’t just for companies with a focus on making a profit. Non-profit companies actually have some unique risks they may face. Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit, is very important, yet is often overlooked.

This is not the only place of risk for a non-profit. If your non-profit has run into legal or financial difficulties, donors may be reluctant to continue providing support, and it is hard to continue your normal operations if your non-profit financing is depleted.

THESE ARE SOME COMMON CHOICES FOR NON-PROFIT INSURANCE COVERAGE:

  • Property Insurance
  • Fidelity Insurance
  • Directors and Officers Liability
  • Insurance
  • Commercial Auto Insurance
  • Accident Insurance
Pools & spas

Keep your Business Afloat

McKinneyOlson Insurance provides insurance to pool and spa industry businesses in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

At McKinneyOlson Insurance, we are proud to offer insurance to those working in the pool and spa industry. Contractors, retailers, and manufacturers alike will be pleased with the business insurance packages we provide. Our industry-specific coverage options will help ensure that you and your business are protected.

Here are some of the insurance options we provide:

  • Property damage coverage
  • Errors & omissions
  • General liability
  • Commercial auto
  • And much more …

Printers & publishers

Coverage Built to Match the Precision of your Business

McKinneyOlson Insurance provides insurance to printers and publishers in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Printing and publishing companies rely on precision, in both the speed of delivery and the accuracy of the work. Such precision requires sophisticated equipment and services. McKinneyOlson Insurance understands your need to be well protected against the numerous risks that come with running your own printing and publishing business. Our goal is to reduce those risks and alleviate any unnecessary stress you may have so you can concentrate on running a successful business.

Here are some of the coverage options we offer to printers and publishers:

  • Errors & omissions coverage
  • Professional liability
  • Property coverage
  • Corrections of work coverage
  • And much more …

Real estate

Keep your Assets Protected

McKinneyOlson Insurance provides insurance to real estate agents and businesses in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

You will want to ensure that your real estate business is covered properly, primarily based on what type of real estate in which you are involved.  At McKinneyOlson Insurance, we will work with you to create a business owner’s policy that can lump coverages, such as:

  • Property insurance
  • Liability insurance
  • Business vehicle insurance
  • Workers’ compensation
  • And much more …

Restaurants
Restaurants, as different as they may be, all share a need for the same basic insurance coverages: commercial property insurance, general liability insurance, and business income coverage. McKinneyOlson Insurance is here to help you reduce losses that could negatively affect your business.

We will take into consideration all the unique aspects of your restaurant so that we can customize an insurance plan to specifically fit your food service establishment. This allows your focus to remain on providing a great culinary experience for your customers.

WE HELP PROTECT YOUR EMPLOYEES AND YOUR CUSTOMERS WITH INSURANCE OPTIONS SUCH AS:

  • Property Insurance
  • General Liability Insurance
  • Business Income Coverage
  • Workers’ Compensation Insurance
Retail

Keep your Business Running at a High Level

McKinneyOlson Insurance provides insurance to retail businesses in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own retail business, you want the best protection possible. McKinneyOlson Insurance will work with you to formulate an insurance package fit for your business.

Here are some of our insurance options for retailers:

  • General liability
  • Property coverage
  • Crime insurance
  • Umbrella coverage
  • Business interruption insurance
Self-storage facilities

Quality Insurance Options for your Storage Facility

McKinneyOlson Insurance provides insurance to self-storage facilities in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids, and surrounding areas.

As is the case with most businesses, self-storage facilities are subject to damage, theft, and the liability that comes owning/renting a space. As the owner of a self-storage facility, you want to make sure you are protected. McKinneyOlson Insurance will work with you to create an insurance package that will provide you with the protection you desire.

Here are some of the coverage options we offer to owners of self-storage facilities:

  • Property coverage
  • General liability
  • Theft coverage
  • Customer goods liability
  • Sale and disposal liability

Contact a representative at McKinneyOlson Insurance today to go over your business insurance options. We will work with you to find a protection plan that suits your needs.