Recreational Insurance to Keep Your Adventures Safe

Recreational Vehicle Insurance 

The Road Less Traveled

The thrill of adventure – it is what owning a recreational vehicle is all about. Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, McKinneyOlson Insurance offers advanced coverage options to meet the insurance needs of the adventurer in everyone.

Whether you are an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs – from RVs and boats to ATVs, McKinneyOlson Insurance can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.

Why Recreational Vehicle Insurance?

Owning a recreational vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it is reassuring to know that your investment is protected.

With Recreational Vehicle Insurance from McKinneyOlson Insurance, you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected.

We offer a variety of Recreational Vehicle Insurance packages, such as: 

Boat Insurance

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from McKinneyOlson Insurance, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At McKinneyOlson Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from McKinneyOlson Insurance. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

ATV Insurance

Explore the Trails With Confidence

Your ATV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from McKinneyOlson Insurance, you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:

  • Collision Coverage– for damage to your ATV from rocks, trees, and other obstacles or debris
  • Comprehensive Coverage– as extra security for loss or damage from theft, fire, or vandalism
  • Property Damage– to cover expenses to another person’s property for which you are liable
  • Bodily Injury– that pays medical expenses to others if you are held liable in an accident
  • Uninsured Motorist– to protect you from loss or damage caused by uninsured and underinsured riders

McKinneyOlson Insurance is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you have added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

Snowmobile Insurance

When the Snow Falls, Make Sure You Are Ready

Nothing is quite as satisfying as hitting the trails after the first snow. Your snowmobile is your ticket to enjoying the fresh mountain air and exhilarating scenery of the countryside, and while you are out there in the thick of it all, contemplating whether you have the right insurance should be the last thing on your mind.

McKinneyOlson Insurance offers specialized Snowmobile Insurance at affordable rates, with benefits tailored to meet your specific insurance needs. Whether you are a beginner or a seasoned veteran, we offer essential coverage for:

  • Collision Coverage– to cover damage to your snowmobile from a collision with rocks, trees, ice, and other obstacles
  • Comprehensive Coverage– as extended coverage for loss or damage from theft, fire, or vandalism
  • Property Damage– to pay for damage to another person’s property for which you are liable
  • Bodily Injury Liability– for paying the medical expenses of others if you are at fault in an accident
  • Uninsured Motorist Protection– to insure damage caused by uninsured or underinsured riders

Additional Snowmobile Insurance coverage is also available for any custom equipment that you have added to your snowmobile. Medical Payments Coverage to protect yourself and your passengers in the event of an accident is also available for a premium.

Depending on your insurance situation, discounts may also be available for completing rider safety courses or by being a member of certain riding association memberships. A representative from McKinneyOlson Insurance will review your insurance needs to design the right policy for you and determine your discount eligibility.

Contact one of our representatives today to find a package that works best for you.