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Back to School: An Auto Insurance 101 For College Students
Having auto insurance is required by law. Having good auto insurance is simply common sense. However, all too often young people don’t realize they can’t cheap out on their auto insurance. It doesn’t matter if you’re just driving to and from class or planning a...

How to Prevent Distracted Driving
Distracted driving is a serious problem. Over 3,500 people died in car accidents resulting from distracted driving in 2021 alone – approximately the same number of people currently living in Hartford, SD. Eight percent of fatal crashes during the same year involved...

Does My Insurance Policy Cover Severe Weather?
South Dakota may be the most beautiful state in the country, but life here isn't for the faint of heart. Anyone who says there's nothing to do here clearly doesn't count preparing for ferocious weather as a pastime. Living in South Dakota means having to contend with...

Don’t Be a Distracted Driver!
Who hasn't attempted to remove something from the oven without first putting on an oven mitt? Who hasn't cracked an egg directly into the trash before throwing the shell into the pan? And who hasn't realized that their socks are mismatched until they're halfway...

Which Types of Insurance Do You Need for Construction?
Construction is serious business. If your contracting company regularly erects or renovates buildings in Sioux Falls, Brandon, Tea, Harrisburg, Hartford, Dell Rapids and surrounding areas, then you already know what's at stake with each project. If your valuable...

Which Type of Life Insurance Is Right for Me?
Life insurance is one of the few things you purchase with the hope that you will never need it. Its importance cannot be overstated, however, as it creates genuine peace of mind that your family will remain protected in the event of your untimely death. To...

What Does Commercial General Liability Cover?
A business cannot operate in a vacuum. The very nature of providing goods and services necessitates interacting with the outside world – and therein always lies risk. One of your customers may become injured by one of your employees or while they are visiting...

Worker’s Compensation Insurance in South Dakota
Workers' compensation imburses an employee for lost wages, medical expenses and rehabilitation costs when they are injured or fall ill in the course and scope of their job. If the employee dies under the same circumstances, their family may also file a workers' comp...

What Kinds of Business Insurance May I Need?
Running a successful business is immensely challenging. You must find and retain great employees. You must outdo your competitors at marketing. Above all else, you must deliver outstanding products or services. Running a successful business without purchasing...