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Which Type of Life Insurance Is Right for Me?
Life insurance is one of the few things you purchase with the hope that you will never need it. Its importance cannot be overstated, however, as it creates genuine peace of mind that your family will remain protected in the event of your untimely death. To...
What Does Commercial General Liability Cover?
A business cannot operate in a vacuum. The very nature of providing goods and services necessitates interacting with the outside world – and therein always lies risk. One of your customers may become injured by one of your employees or while they are visiting...
Worker’s Compensation Insurance in South Dakota
Workers' compensation imburses an employee for lost wages, medical expenses and rehabilitation costs when they are injured or fall ill in the course and scope of their job. If the employee dies under the same circumstances, their family may also file a workers' comp...
What Kinds of Business Insurance May I Need?
Running a successful business is immensely challenging. You must find and retain great employees. You must outdo your competitors at marketing. Above all else, you must deliver outstanding products or services. Running a successful business without purchasing...
How to Compare Medicare Supplement Plans
While Medicare is a very helpful program for many South Dakotans, it is certainly not simple. With all the various parts, programs and letters, it’s easy to get confused when reviewing Medicare plans. With the addition of supplemental plans, many are quick to get...
Renters Insurance FAQs
Homeowners are not the only ones who need insurance to protect their personal property. If you rent your home, your belongings are not covered unless you have renters insurance! While landlords are responsible for insuring their rental properties, they are...
Health Insurance for First-Time Buyers
As of 2020, over 30 million Americans were not covered by health insurance. Maybe you are currently one of them – or maybe you will soon turn 26, and no longer receive health coverage under your parents' plan. In any event, picking the right health insurance plan may...
What Does Auto Insurance Cover?
The simple act of driving is the most dangerous thing many Americans are willing to do. Each year there are almost five million traffic accidents which only cause property damage. Three million Americans are hurt in car accidents every year, and they pay an average of...
Filing a Storm Damage Insurance Claim on Your Home
You have likely already heard of the butterfly effect. It is the theory that one tiny event can have enormous future consequences. For example, if a butterfly flaps its wings in Japan. It might set into motion a course of events which ultimately leads to a storm...