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800.431.6714

Boat Insurance

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from McKinneyOlson Insurance, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At McKinneyOlson Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from McKinneyOlson Insurance. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Locations

*Main Office

7001 S Lyncrest Place Ste 102
Sioux Falls, SD 57108
Main office: 605-370-6218
Toll free: 800-431-6714

Brandon Office

100 S Splitrock Blvd
Brandon, SD 57005
Main office: 605-593-0904
Toll free: 800-431-6714

Testimonials

It seems overall customer service has really waned in American businesses over the past decade. Everything has gone electronic and the personal touch is all but gone. NOT TRUE at McKinney Olson---- it is alive and well!
C.W.
The Brandon Valley School District has been a client of McKinneyOlson Insurance for over 5 years. The level of service we have received has been second to none. We get a very apersonal touch that one would associate with a small agency but have the resources available to us of a larger agency. BV's relationship with McKinneyOlson is much more than client/vendor. It is a partnership in business. Thanks for all you do!
Paul J. Lundberg - Brandon-Valley H.S.
I have been with McKinneyOlson Insurance for a few years now and I am pleased with the different types of insurance that they offer. I don't need to shop around for car insurance, home insurance and life insurance. It's all under one roof. They all work really hard to insure that all of my insurance needs have been met.
Laurie Hilman
I really appreciate talking to a real person who is in South Dakota. Some places you have to push so many buttons to get to a person, McKinneyOlson makes it easy.
Jamie St. Clair
Hi Steve, just a note to say how enjoyable it is to work with the Brandon office of McKinneyOlson. The customer service is outstanding. We've been so impressed with the way in which our roof claim was handled this year. An adjuster was at our home within a few days of contacting your office, and shortly thereafter we received a check from the insurance company. True to their word, within 2 weeks of turning in the receipts for our new roof, we received the final payment in full from Auto Owners Insurance. We were very well satisfied with the settlement. Our thanks to you and Linda for all that you do.
Jeannie P.