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800.431.6714

ATV Insurance

Explore the Trails With Confidence

Your ATV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from McKinneyOlson Insurance, you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:

  • Collision Coverage – for damage to your ATV from rocks, trees, and other obstacles or debris
  • Comprehensive Coverage – as extra security for loss or damage from theft, fire, or vandalism
  • Property Damage – to cover expenses to another person’s property for which you are liable
  • Bodily Injury – that pays medical expenses to others if you are held liable in an accident
  • Uninsured Motorist – to protect you from loss or damage caused by uninsured and underinsured riders

McKinneyOlson Insurance is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you have added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

Our Locations

*Main Office

7001 S Lyncrest Place Ste 102
Sioux Falls, SD 57108
Main office: 605-370-6218
Toll free: 800-431-6714

Brandon Office

100 S Splitrock Blvd
Brandon, SD 57005
Main office: 605-593-0904
Toll free: 800-431-6714

Testimonials

It seems overall customer service has really waned in American businesses over the past decade. Everything has gone electronic and the personal touch is all but gone. NOT TRUE at McKinney Olson---- it is alive and well!
C.W.
The Brandon Valley School District has been a client of McKinneyOlson Insurance for over 5 years. The level of service we have received has been second to none. We get a very apersonal touch that one would associate with a small agency but have the resources available to us of a larger agency. BV's relationship with McKinneyOlson is much more than client/vendor. It is a partnership in business. Thanks for all you do!
Paul J. Lundberg - Brandon-Valley H.S.
I have been with McKinneyOlson Insurance for a few years now and I am pleased with the different types of insurance that they offer. I don't need to shop around for car insurance, home insurance and life insurance. It's all under one roof. They all work really hard to insure that all of my insurance needs have been met.
Laurie Hilman
I really appreciate talking to a real person who is in South Dakota. Some places you have to push so many buttons to get to a person, McKinneyOlson makes it easy.
Jamie St. Clair
Hi Steve, just a note to say how enjoyable it is to work with the Brandon office of McKinneyOlson. The customer service is outstanding. We've been so impressed with the way in which our roof claim was handled this year. An adjuster was at our home within a few days of contacting your office, and shortly thereafter we received a check from the insurance company. True to their word, within 2 weeks of turning in the receipts for our new roof, we received the final payment in full from Auto Owners Insurance. We were very well satisfied with the settlement. Our thanks to you and Linda for all that you do.
Jeannie P.