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If you own it. We cover it. Its your stuff. Protect it. A personal approach to personal insurance.

Personal Insurance

Insurance can be confusing. We get that. Which is why we're dedicated to simplifying the process and explaining your options in a way that will help you choose the coverage to best protect you and your assets. Superior service. Superior solutions. Expect both at McKinneyOlson.

Personal Insurance Video (1:26 minutes)

See why so many of our customers prefer to work with McKinney Olson to cover all their personal belongings.



Homeowners >

The homeowner's policy provides protection against the financial consequences of personal losses. A homeowner's policy is a combination of property and liability coverage's.

Personal Auto >

The liability coverage of the personal auto policy provides protection against legal liability arising out of the ownership or operation of an automobile.

Personal Umbrella >

The personal umbrella policy was designed to provide coverage in the event of a catastrophic claim, lawsuit, or judgment. Personal umbrella policies provide excess liability insurance over the insured's basic primary policies.


Renter's Coverage >

The renter's policy is a combination of property and liability coverage's. It is tailored to meet the needs of a tenant.

Condo Coverage >

The condo policy is a special form of homeowners insurance that was designed to meet the unique insurance requirements of owners of condominium units and cooperative apartments.

Dwelling Coverage >

The dwelling policy provides property coverage for the dwelling and its contents.

Boat Owners Coverage >

Most policies will provide coverage for liability, physical damage, and medical payments. Some policies offer additional coverage's such as, emergency service, life salvage coverage, coverage for repairs after a loss, coverage for emergency first aid, and uninsured boater's coverage.



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McKinneyOlson Insurance is a premier personal and commercial insurance agency located in Sioux Falls and Brandon South Dakota. McKinneyOlson specializes in commercial property insurance, workers compensation insurance, commercial auto insurance, personal homeowners insurance, and personal auto insurance and many other types of insurance.