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800.431.6714

Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from McKinneyOlson Insurance, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at McKinneyOlson Insurance, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from McKinneyOlson Insurance.

Our Locations

*Main Office

7001 S Lyncrest Place Ste 102
Sioux Falls, SD 57108
Main office: 605-370-6218
Toll free: 800-431-6714

Brandon Office

100 S Splitrock Blvd
Brandon, SD 57005
Main office: 605-593-0904
Toll free: 800-431-6714

Testimonials

It seems overall customer service has really waned in American businesses over the past decade. Everything has gone electronic and the personal touch is all but gone. NOT TRUE at McKinney Olson---- it is alive and well!
C.W.
The Brandon Valley School District has been a client of McKinneyOlson Insurance for over 5 years. The level of service we have received has been second to none. We get a very apersonal touch that one would associate with a small agency but have the resources available to us of a larger agency. BV's relationship with McKinneyOlson is much more than client/vendor. It is a partnership in business. Thanks for all you do!
Paul J. Lundberg - Brandon-Valley H.S.
I have been with McKinneyOlson Insurance for a few years now and I am pleased with the different types of insurance that they offer. I don't need to shop around for car insurance, home insurance and life insurance. It's all under one roof. They all work really hard to insure that all of my insurance needs have been met.
Laurie Hilman
I really appreciate talking to a real person who is in South Dakota. Some places you have to push so many buttons to get to a person, McKinneyOlson makes it easy.
Jamie St. Clair
Hi Steve, just a note to say how enjoyable it is to work with the Brandon office of McKinneyOlson. The customer service is outstanding. We've been so impressed with the way in which our roof claim was handled this year. An adjuster was at our home within a few days of contacting your office, and shortly thereafter we received a check from the insurance company. True to their word, within 2 weeks of turning in the receipts for our new roof, we received the final payment in full from Auto Owners Insurance. We were very well satisfied with the settlement. Our thanks to you and Linda for all that you do.
Jeannie P.